Have you been putting off your regular dentist appointments? Now could be the ideal time for you to get your oral health care back on track. Your dental insurance plan includes annual benefits that might not carry over into the new year.
You can get the most out of your insurance coverage by scheduling an appointment with your dentist this month. They can meet with you to discuss which treatments you are eligible for under your plan. Read on to learn more about the benefits you can take advantage of before the end of the year.
How Does Dental Insurance Work?
Most dental insurance plans feature “use it or lose it” benefits, referring to the annual maximum, the amount that the insurance provider will pay toward your dental care within one year. This maximum usually will not roll over into the next year if not used. So dentists invite their patients to take advantage of the benefits before the end of the calendar year.
If you bought insurance through your employer, part of your salary is deducted and allocated toward these benefits. To avoid wasting this money, you should visit your dentist and ask them how to maximize your benefits.
The specifics of your dental insurance coverage may vary depending on your provider. Review your policy and look for the benefits offered under your insurance. Then call your dentist’s office to learn which you can use in the next month.
How Can I Use My Benefits Before the Year Ends?
The average dental insurance plan covers two teeth cleanings and oral health exams per year. If you have not visited your dentist for this type of routine dental care yet, now is the perfect time to schedule this appointment.
Dental cleanings help to maintain good oral health. The dentist scrapes away harmful plaque and tartar that could hurt your dental structure if they remain on your teeth.
They will also check your smile for signs of dental issues, like cavities or gum disease, that you might not realize are there. Then they can offer swift treatment to stop them from irreversibly harming your oral health. This preventative care can ensure you avoid costly dental emergencies down the road.
You can also schedule a consult with your dentist to discuss treatment options for other kinds of dental work covered by your annual maximum. You may qualify for cosmetic or restorative dental treatments that you might have been avoiding due to their cost. Treating lingering dental problems now can help you save money so that you will not require expensive reparative dental work later.
If you worry about exceeding your maximum, ask your dentist about financing options available to you. Your dentist can help you develop an individualized treatment plan that will accomplish your smile goals without compromising your budget. The staff at your dentist’s office can also let you know which insurance they accept at their practice when you contact them. Learn more by calling a dentist in Hoffman Estates, IL today at 847.660.603.